Terms & Conditions
Terms and Conditions
Last updated: 08, 01, 2025
Wisdom Essence LLC
1201 Orange Street, Suite 600, Wilmington, DE 19801, USA
EIN: 36-5132992
Email: infodromanov@gmail.com

1. Introduction
These Terms and Conditions (“Terms”) govern the use of the website http://wisdomessence.business and all services offered by Wisdom Essence LLC (“Company,” “we,” “us,” or “our”).
By accessing our Site or purchasing our services, you agree to comply with and be bound by these Terms. If you do not agree, you must not use our Site or services.

2. Services Provided
Wisdom Essence LLC provides:
1-on-1 online coaching sessions
Therapeutic group programs
Personal growth programs
All services are delivered remotely via secure online platforms.
We reserve the right to modify, suspend, or discontinue any service at our sole discretion, without liability, and without prior notice.

3. Eligibility
By using our services, you confirm that you:
Are at least 18 years old (or have parental/guardian consent if younger)
Have the legal capacity to enter into a binding agreement
Will provide accurate and complete information when requested

4. Payments
All prices are listed in USD and must be paid in full prior to the start of service.
Payments are processed through secure third-party payment providers.
You agree to provide accurate billing information and authorize us to charge the payment method provided.

5. Cancellations & Rescheduling
1-on-1 Coaching: Cancellations must be made at least 24 hours before the scheduled session. Late cancellations or no-shows are non-refundable.
Therapeutic Groups & Programs: Attendance is the responsibility of the client. Missed sessions are non-refundable and cannot be rescheduled unless otherwise agreed.

6. Refund Policy
Our Refund Policy is incorporated into these Terms by reference and can be found at http://wisdomessence.business. In summary:
1-on-1 Coaching Sessions: Non-refundable once booked.
Therapeutic Groups: Refunds only in cases of force majeure.
Personal Growth Program: Refunds available within 7 days from the start date.

7. Intellectual Property Rights
All content provided by Wisdom Essence LLC — including text, materials, videos, graphics, and program structures — is protected by copyright and other intellectual property laws.
You may not copy, distribute, or reproduce any content without our prior written permission.

8. Client Responsibilities
By engaging in our services, you agree to:
Participate actively and complete any agreed assignments
Respect confidentiality within group settings
Avoid any disruptive behavior during sessions

9. Disclaimers
Our services are intended for personal development purposes only.
We do not provide medical, psychological, or financial advice.
You are responsible for your own decisions and actions during and after coaching sessions.

10. Limitation of Liability
To the fullest extent permitted by law, Wisdom Essence LLC is not liable for any indirect, incidental, special, or consequential damages resulting from your use of our services.
Our total liability shall not exceed the amount paid for the specific service.

11. Privacy Policy
Your use of our services is also governed by our Privacy Policy, available at http://wisdomessence.business.

12. Governing Law & Jurisdiction
These Terms are governed by the laws of the State of Delaware, USA. Any disputes shall be resolved exclusively in the state or federal courts located in Delaware.

13. Amendments to Terms
We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of our services after changes constitutes acceptance of the new Terms.

14. Contact Information
If you have any questions about these Terms, please contact us at:
Wisdom Essence LLC
1201 Orange Street, Suite 600
Wilmington, DE 19801, USA
Email: infodromanov@gmail.com
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